Advantage First Financial Privacy Policy Disclosure
Your Financial Privacy Matters
At Advantage First Financial ("AFF"), we value your financial privacy. This policy explains how AFF, our subsidiaries, and affiliates handle your personal information, both online and offline. We are committed to protecting your confidentiality and the security of your data.
Policy Updates
We may update this policy from time to time. Any changes will be posted here, on our homepage, and through other appropriate channels. We encourage you to review this policy regularly to stay informed about our information practices.
Information We Collect
- Online: When you request a free debt analysis through our website, we collect your name, address, email address, state of residence, phone number, amount of unsecured debt, IP address, website interactions, and referral source. This information helps us tailor our services to your needs.
- Offline: If you become an AFF client, we'll collect additional details such as education, employment, debts, creditors, life events, and financial information.
- Other Sources: We may obtain information about you from credit reporting agencies, third parties assisting with consumer identification, data brokers, social media, marketing sources, or your creditors.
How We Use Your Information
- Website Analytics: We use Google Analytics to understand how visitors interact with our website. This helps us improve user experience and tailor our online advertising. You can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads using Ads Settings.
Cookies and Pixels
We use cookies to enhance your experience on our website and track user interests. You can adjust your browser settings to manage cookies. We also use pixels to improve ad relevancy and collect browsing information.
Protecting Your Information
We have strict security measures in place to protect your personal information. Access is limited to authorized employees, and we maintain physical, electronic, and procedural safeguards in compliance with federal requirements.
Your California Privacy Rights
As a California resident, you have certain rights regarding your personal information under the California Consumer Privacy Act (CCPA), to the extent your data is not exempt under the Gramm-Leach-Bliley Act (GLBA). These rights include:
- Right to Know
- Right to Delete
- Right to Opt-Out of Sale
- Right to Data Portability
- Right to Non-Discrimination
To exercise these rights or for more information, please contact us:
- CCPA Request Form
- (855) 517-8811
This email address is being protected from spambots. You need JavaScript enabled to view it.
"SMS Terms & Conditions: By subscribing to Advantage First Financial, LLC SMS services, you agree to receive text messages from us. Advantage First Financial, LLC will send SMS messages to communicate with customers on the status of the projects they have requested to provide a better overall customer experience. For HELP, please contact us at (800) 344 - 1202. To opt-out of receiving messages, reply with “STOP” at any time. Message frequency may vary. Standard message and data rates may apply.
The categories mentioned above exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
1)Text / SMS Marketing
If you choose to opt-in to SMS communications from Advantage First Financial, LLC, you will receive text messages at the mobile number you provide.
2) Frequency of Messages
Message frequency may vary based on your orders, account activity, and ongoing promotions. You will receive messages relevant to your transactions and occasional promotional updates.
3) Opt-Out and Support Options
You may opt out of receiving text messages at any time by texting "STOP". Upon receipt of your opt-out request, you will be unsubscribed and will no longer receive text messages from us. A confirmation message will be sent to confirm that you have unsubscribed. Should you wish to re-subscribe, you may text "START' to receive SMS messages again.
For assistance with the messaging service, text 'HELP" or contact
4) Wireless Carrier Rates and Services
Wireless carrier message and data rates may apply. Wireless carriers are not liable for delayed or undelivered messages.
5) Confidentiality
We will maintain the confidentiality of your mobile number. Your mobile number will not be shared with third parties for their own marketing purposes. However, for operational purposes, your name and mobile number may be shared with our service providers who assist in the delivery of our SMS communications. These providers use your personal information solely to carry out the services they
provide to Advantage First Financial, LLC. "
If you have questions or concerns about this policy, please email us at
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We will not share your opt-in to an SMS campaign with any third party for purposes unrelated to providing you with the services of that campaign. We may share your Personal Data, including your SMS opt-in or consent status, with third parties that help us provide our messaging services, including but not limited to platform providers, phone companies, and any other vendors who assist us in the delivery of text messages. Msg & data rates may apply. Msg frequency varies. Unsubscribe at any time by replying STOP or clicking the unsubscribe link (where available). Reply HELP for help.
Interest rates are competitive and comparable to those offered by major financial institutions and banks. We do not charge rates higher than those typically offered by large banks. This ensures that our services are not considered high-risk financial products.
Effective Date: March 2024